One program. Five policies. Zero gaps.

Everything your portfolio needs — damage, liability, and company insurance — structured as a single program and managed by one team that knows your business.

Program Insurance

Your coverage program

Two products that cover your entire portfolio. Guests pay for damage coverage. Homeowners pay for liability. You keep the margins.

Damage Control

Guest-funded property damage coverage up to $10,000 per incident. You build the policy, set the fee, keep the margin.

Liability Control

Automatic liability coverage for every guest, every stay. Homeowners enrolled at onboarding — up to $1M per occurrence.

Coverage by Type

What's covered

Each coverage type addresses a specific risk in your portfolio. Together, they close the gaps that generic policies leave open.

Property damage

Coverage for guest-caused damage to structures, contents, appliances, and furnishings.

Business interruption

Lost income coverage when a property goes offline due to a covered claim.

Guest injury

Medical payments and liability coverage when a guest is injured at a covered property.

General liability

Third-party bodily injury and property damage liability for your management company.

Business owner's policy (BOP)

Bundled property and liability coverage for your management company's own operations.

Insurance by Platform

Coverage for how you operate

Whether you list on Airbnb, Vrbo, direct booking sites, or all of the above — your coverage should work across every channel.

Short-term rental insurance

Coverage designed for properties rented on a nightly or weekly basis through any channel.

Vacation rental insurance

Protection for vacation properties in resort, beach, mountain, and lake markets.

Airbnb insurance

What AirCover actually covers, where the gaps are, and how to fill them.

Vrbo insurance

How Vrbo's liability coverage works and what it leaves out for property managers.

More resources

Claims experience

How claims are filed, reviewed, and paid within 2 days.

Certificate of insurance

Generate unlimited COIs from your dashboard.

STR regulations by state

Insurance and compliance requirements in 20 states.

Ready to build your coverage program?

Talk to us about a program that fits your portfolio — not someone else's.

Get a Quote