Meet Velaris Insurance

We're the insurance company built exclusively for professional property managers. Born from decades of experience in insurance and the vacation rental industry, we exist because generalist brokers are spread too thin to protect what you've built.

Why we built Velaris

The vacation rental industry grew faster than insurance kept up. Property managers were left with generic policies, confusing coverage, and brokers who didn't understand their business.

Decades of insurance expertise

Our team has spent careers designing insurance products and technology for the vacation rental industry. We didn't stumble into this — we built Velaris because we saw what generalist brokers were missing.

Dedicated, specialized agents

Every person on our team understands property management. When you call, you talk to someone who knows the difference between a damage waiver and a damage deposit — and why it matters to your bottom line.

Nationwide coverage

Licensed in all 50 U.S. states with E.U. and U.K. licenses in place. Whether your portfolio spans one market or twenty, we handle the regulatory complexity so you don't have to.

One program, five policies

Property damage, liability, business interruption, guest injury, and company insurance — all working together as a single program. No gaps, no overlaps, no confusion.

What makes us different

Built exclusively for property managers

We don't cover restaurants or contractors. Every policy, tool, and team member is focused on your business — not retrofitted from generic commercial products.

You stay in control

You build your coverage program, set the fees, and see exactly what's covered. Guests pay for damage. Homeowners pay for liability. You keep the margins.

A partner, not a carrier

We pick up the phone. We know your portfolio. We connect to 80+ PMS platforms so coverage is automated per reservation and you always know where you stand.

Your broker isn't bad. They're just spread too thin.

Generalist brokers cover restaurants, contractors, and property managers with the same playbook. They don't have the time or expertise to find the right programs for your specific risks — from contractual liability to per-reservation coverage.

We run your coverage program — paying taxes, managing compliance, handling claims, reporting to commissioners, and onboarding new properties. One relationship that replaces the patchwork, so you always know exactly what you're covered for.

Built to keep up with your portfolio

Connected to 80+ property management systems — we probably already work with yours

Licensed and compliant in every U.S. state

E.U. and U.K. licenses in place

Specialty carriers who understand property management risk

Most covered claims paid within 2 business days

Full regulatory compliance: surplus lines taxes, filings, and commissioner reporting handled for you