VELARIS

Insured and in control.

Traditional insurance takes your margin. Self-insurance takes your safety net. With Velaris, you keep both.

V
Victoria
Velaris Insurance Guide
80+
Platforms
50
States Covered
30%
Increased Revenue
90s
To Get Covered
Coverage Programs

One program. Five policies.
Zero gaps.

Guests pay for damage coverage. Homeowners pay for liability. You keep the margins and know exactly what everyone is covered for.

Guest Coverage
Damage Control
Guest-caused damage coverage up to $10,000 — pets, smoke, linens, intentional acts, and more. Guests pay a small mandatory fee and you retain most of the revenue.
  • Customizable policy builder
  • Claims paid within two business days
  • You set the guest-paid fee (typically 4–6%)
  • AI-powered claims matching
Homeowner Coverage
Liability Control
Automatic liability enrollment for homeowners — no more chasing owners for commercial riders. Silver, Gold, and Platinum tiers up to $1M coverage.
  • Homeowners auto-enrolled at onboarding
  • Opt-out with compliant policy upload
  • Velaris monitors third-party policies
  • You earn revenue per home per month
How It Works

Insurance in 90 seconds.
Claims in 3 minutes.

No paperwork. No phone calls. No waiting. Just connect your PMS and go.

1

Connect Your PMS

Link your property management system. We import your portfolio automatically — properties, bookings, and all.

90 seconds
2

Choose Coverage

Pick the programs that fit. Our policy builder lets you customize by property, risk level, and guest type.

Tailored to you
3

File Instantly

Damage happens? Our AI reviews photos and PMS data to file your claim automatically. Payout in 2 days.

2-day payout
Why Velaris

Built different. On purpose.

We're not a generic insurer that bolted on a rental product. We built everything from scratch for one industry.

Deep PMS Integration

We connect directly to 80+ property management systems — Guesty, Hostaway, Lodgify, Streamline, and more. Your data flows in real-time.

AI-Powered Claims

Upload photos, and our AI cross-references PMS data, booking details, and damage history to process claims in minutes, not weeks.

Compliance Built In

We handle surplus lines tax, state filing requirements, and regulatory compliance across all 50 states automatically.

Per-Property Control

Different properties have different risks. Customize coverage levels, deductibles, and add-ons for each unit in your portfolio.

Real-Time Dashboard

See coverage status, active claims, payout history, and risk analytics across your entire portfolio in one place.

No Coverage Gaps

Our bundled programs are designed to work together — no overlaps, no gaps, no surprises when you need to file.

The insurance partner you'll actually talk to

We only cover property managers

Every policy, tool, and team member is focused on your business. We don't cover restaurants or contractors — just you.

You stay in control

You set the coverage, you set the fees, you see exactly what's covered. No black boxes, no surprises at claim time.

Compliance is handled

Surplus lines taxes, policy filings, commissioner reporting, and claims handling — we manage it in every state so you don't have to.

Your company coverage, too

Beyond your coverage program, we handle your core company insurance — all through one partner who knows your business.

General Liability
Workers’ Compensation
Errors and Omissions
Directors and Officers
Cyber Liability
Employment Practices
Crime / Fidelity Bond
Hired and Non-Owned Auto
Ready to Switch?

Stop overpaying for insurance
that wasn't built for you.

Join rental operators across all 50 states who switched to purpose-built coverage. Get a quote in 90 seconds — no commitment, no credit card.

Get Your Free Quote
Integrations

Property Management Systems Supported

Connect in one click. We support 80+ property management systems.

Guesty
Hostaway
Lodgify
Streamline
Hospitable
OwnerRez
iGMS
Hostfully
Escapia
LiveRez
Track
Uplisting
Breezeway
Turno
+60 more